Debt collection and bankruptcy law

Notification of proceedings "I have to withdraw proceedings for the people in my care as curator. A few days ago, I went to the post office to collect a writ of execution, but first I wanted to find out which of my wards it was for and the name of the...

Dismissal of an objection Under the procedure laid down by Swiss law, a creditor who wishes to claim a sum of money must send a debt collection request to the debt collection office responsible for the place where the debtor is domiciled. This simple, quick and relatively inexpensive administrative procedure does not necessarily have to be preceded by legal proceedings, such as a...

The law on prosecutions is set to change "I read your article of 11 April about the contested prosecutions that appear on the extract from the register of prosecutions. I've heard that there are plans to amend certain legal provisions. What exactly is involved? Michel, Geneva A parliamentary initiative to amend the law...

I received a bill five years after the consultation! In January 2019, I was treated by a psychologist for a few weeks. I thought I had paid all the bills sent to me by this doctor. However, on 15 December 2023, I received three new invoices corresponding to the first three sessions I had...

I stopped paying my debts in France ... " A few years ago, I took out a loan in France. Following my move to Switzerland, I can barely cope with all my expenses for tax, rent, loans, food and my three children. So I've stopped paying the...

He refuses to write off the debt "I asked my creditor to write off the debt after I had paid him my claim, including interest and costs. I had not lodged an objection. My creditor refuses to write off the debt even though I have proof of payment. What can I do? Michel, Coppet Under Swiss law,...

Personal bankruptcy In Switzerland, businesses can take a variety of different legal forms, the main ones being sole proprietorship, general partnership, public limited company or limited liability company. Depending on a company's legal form, its management has different obligations in the event of financial difficulties.

Blocked bank account " Following an unpaid bill of around one thousand francs, the bank informed me that it was temporarily blocking my account and had sent the statement to the Debt Enforcement Office. The latter had obviously contacted the banks to find out if they held an account in my name, with orders to freeze it if necessary. Is this...

Order to pay: how long does it last? "Since it was registered by the debt-collection office, how long is a summons to pay valid for, given that some people issue summonses for no valid reason other than to cause harm to a third party? Does it lapse after a certain period if the creditor does not react?