Banking and insurance law

As a French national, I work in Switzerland as a cross-border commuter and am affiliated to LaMal. I recently married a charming French woman who is not currently working, so I'm wondering how to insure her. Friends have told me that she has to be affiliated in Switzerland. Is this true? Marc, Annemasse Your wife can be insured in Switzerland, but...

I'm 54 years old, I've been widowed for a long time and my two adult children are now independent: they don't cost me anything any more, except perhaps a fondue from time to time. I receive a pension that enables me to make ends meet. A friend told me that I was in danger of losing it under...

In spite of myself, I overheard a discussion in a café that stunned me: a young woman was explaining to her friend that she had discovered that her partner had hidden his HIV-positive status from her for more than three years, while continuing to have unprotected sex, and had passed on this horrible infection to her! She said she had told him about it as an accident...

I inherited a property that I didn't want to keep. A friend recommended an independent broker. The three of us met in a café to discuss selling my property, as I knew nothing about this field. I found the broker to be competent and his motivation convinced me to sign up with him...

Is this grounds for cancellation? "Someone broke my car window and stole the car radio and my laptop. I reported the loss to my household insurance company and was reimbursed CHF 2,156. I was then the victim of another theft. This time, instead of reimbursing me,...

A young mother confronted with the LAMal My wife is a few months pregnant with our first child. She is insured with a major local company, which has just billed her for the first two ultrasounds performed in the twelfth week of pregnancy because it refuses to pay for them, on the grounds that...

Am I adequately compensated for the use of my car? "As a sales rep, I use my private car for work. I receive an allowance of 62 ct. per kilometre. How do I know if this allowance is calculated fairly, taking into account the sharp rise in petrol prices? If I have a car accident...

When Crédit Suisse is sold on credit... I fail to understand how Crédit Suisse could be taken over by UBS with the blessing of the Federal Council in such a short space of time and without any consultation of the shareholders, without even going through the process of nationalising the bank. Can the government really do as it pleases?

When should I change health insurer? "I want to change my basic health insurance because I've found out that my friend pays a much cheaper health insurance premium. But I've been told that I can't change insurers at any time! Is this true?" Judith, Acacias The Swiss legislator has stipulated that affiliation to...